Yes, CAT5 cable has 100 ohm differential impedance and should be fine for 1-way RS-485 with a single 100-ohm termination across the lines.
If the link is 2-way, 120-ohm cable is better because two 100-ohm terminations brings the parallel combination to 50 ohms, which is less that TIA-485's specified minimum. With that said, most RS-485 drivers can source and sink 60 mA and thus will work with 100-ohm cable.
Depending on the drivers and cable length, you might not need terminating resistors, and in that case, the current isn't an issue.
As for the PCB routing, yes, I would say that matching the traces to the cable's differential impedance is a good thing.